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With Lower Interest Rates, Is Now a Good Time to Refinance My Mortgage?

With Lower Interest Rates, Is Now a Good Time to Refinance My Mortgage?

September 6, 2024 | Posted by: Greg Clifford

With interest rates dropping, many homeowners ask the same question: Is now the right time to refinance my mortgage?* The simple answer? It could be! But as with most financial decisions, a few factor ...

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Sept 4th, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.25%

Sept 4th, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.25%

September 4, 2024 | Posted by: Greg Clifford

The Bank of Canada today reduced its target for the overnight rate to 4¼%, with the Bank Rate at 4½% and the deposit rate at 4¼%. The Bank is continuing its policy of balance sheet normalization. ...

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How Lower Interest Rates Could Benefit Canadian Homeowners: Is Now the Time to Refinance?

How Lower Interest Rates Could Benefit Canadian Homeowners: Is Now the Time to Refinance?

August 23, 2024 | Posted by: Greg Clifford

As a Canadian homeowner, you're probably hearing a lot of buzz about falling interest rates. You might be wondering, "Is this the right time to refinance my mortgage?" The short answer is, it could be ...

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How bond yields impact fixed mortgage rates

How bond yields impact fixed mortgage rates

August 21, 2024 | Posted by: Greg Clifford

In the ever-evolving landscape of mortgage financing, it's crucial to understand how external financial factors can influence mortgage rates. One significant factor is the bond market, both in Canada ...

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What are Alternative Mortgage Lenders?

What are Alternative Mortgage Lenders?

August 8, 2024 | Posted by: Greg Clifford

In the dynamic world of real estate, securing a mortgage can often be daunting, especially for individuals with unique financial situations. This is where alternative mortgage lenders come into play ...

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July 7, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.5%

July 7, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.5%

July 24, 2024 | Posted by: Greg Clifford

The Bank of Canada today reduced its target for the overnight rate to 4½%, with the Bank Rate at 4¾% and the deposit rate at 4½%. The Bank is continuing its policy of balance sheet normalization. ...

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7 Financial Tips for People Looking to Buy an Investment Property in Canada

7 Financial Tips for People Looking to Buy an Investment Property in Canada

July 19, 2024 | Posted by: Greg Clifford

Investing in real estate can be a powerful way to build wealth, but it's essential to approach it with a well-thought-out strategy. Here are seven financial tips to help you purchase an investment pro ...

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7 Things to Know When You Are Looking to Purchase a Cottage or Vacation Home

7 Things to Know When You Are Looking to Purchase a Cottage or Vacation Home

July 8, 2024 | Posted by: Greg Clifford

Purchasing a cottage or vacation home can be an exciting venture, offering a perfect getaway from the hustle and bustle of city life. However, it's essential to approach this purchase with careful con ...

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7 Smart Strategies to Help Save Money on Your Mortgage

7 Smart Strategies to Help Save Money on Your Mortgage

June 21, 2024 | Posted by: Greg Clifford

Hello, and welcome to our blog! If you're reading this, chances are you're looking for ways to make your mortgage more manageable. Whether you're a first-time homebuyer or a seasoned homeowner, findin ...

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How Lower Interest Rates Can Impact Your Mortgage: Insights for Canadians

How Lower Interest Rates Can Impact Your Mortgage: Insights for Canadians

June 7, 2024 | Posted by: Greg Clifford

How Lower Interest Rates Can Impact Your Mortgage: Insights for Canadians The Bank of Canada recently made headlines by lowering its interest rates for the first time in over two ye ...

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